Selling House for Cash

Cash Offer Considerations When Selling a House

Cash offer considerations when selling your house

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Selling a house is stressful. Between regular cleanings, walkthroughs, and negotiations with buyers over the price, it is no wonder sellers dread the process. If you are in a well-off market or competitive location, you will encounter cash offers. In general, here are the cons and pros to consider before accepting a cash offer for your house:

Cons of Accepting a Cash Offer

Con #1: Less Cash

Cash buyers typically fix up and flip the houses they buy. To cover renovations, they offer less than the asking price. This amount may be as low as half the potential house’s value, depending on its condition.

Con #2: Buyers Are Not Vetted Thoroughly

Sellers who are desperate to sell fast may not research the cash source as extensively as they should. Do your due diligence on buyers to avoid scams or use SolidOffers. We verify all buyers for you and find the best fit.

Pros of Accepting a Cash Offer

Pro #1: A Faster Closing

With a typical buyer, the sale process takes a month. Cash offers usually take two weeks to close because there is no lender. A faster closing means you can move out of your old home faster and into your new home more quickly. This is good for sellers who are relocating for a job or need a bigger home for their growing family.

Pro #2: Less Risk of Buyer Fall-through

A big concern with a typical buyer is they will not be approved for a loan. If this happens, the buyer backs out of the deal, and you start the selling process all over again. A cash offer is guaranteed money. This means a cash buyer must show proof of funds.

Pro #3: Fewer Contingencies

All-cash sales get rid of annoying contingencies. First, there is the financing contingency. This lets buyers back out if they cannot secure a mortgage.

No mortgage means no appraisal contingency. You might still consider getting an appraisal, though, so as not to get less than the home is actually worth.

Finally, you do not need to worry about a home sale contingency. This contingency lets buyers back out if they do not sell their current home.

Pro #4: Fewer Fees

Cash offers save fees for both buyers and sellers. There are no mortgage fees, no appraisal fees, and sellers can forgo repair costs. There are also no fees for a realtor or professional cleaning and staging services.

Pro #5: Less Work and Stress

All the time and worry a seller spends selling a home disappears with an all-cash offer. You do not have to be concerned with cleanings, inspections, repairs, staging, or walkthroughs. You skip back-and-forth negotiations with buyers and close fast.

Get a Cash Offer from a SolidOffers Investor

SolidOffer verifies all investors, so you always know they can pay what is agreed. Selling your house can be done quickly. You have the flexibility to choose your closing date within 7 days or less. Investors (or investment companies) will make a cash offer on the house, regardless of its condition. Their terms of sale are creditable and legal, and the interests of both parties are considered. You can feel good about the sale, get money fast, and offload your old house.

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